Business surplus
Business owners
Surplus from the business, or proceeds from a sale, that needs a considered long-term home.
Mutual fund distributor
For mutual fund portfolios of ₹50 lakh+
Get your mutual fund portfolio reviewed by Dhaval
Holding 10+ funds, or not reviewed in years? Book a 30-minute call with an AMFI-registered distributor (ARN-51527) who has invested through every market cycle since 2003.
Book a 30-min portfolio call
or call 98200 49862 or WhatsApp
Since 2003
23+ years
23+ years
Talk to Dhaval,
not an app
not an app
₹50 lakh+
portfolios
portfolios
₹50L+Minimum investment
1-to-1Directly with Dhaval
23+ yrsIn mutual funds, since 2003
2029ARN valid until
Dhaval Akshay KakkadAMFI-registered MFD | Kandivali West, Mumbai
Verify ARN
What your 30-minute portfolio review covers
Share your current holdings, on WhatsApp or during the call. Dhaval goes through them with you and tells you plainly what he sees.
- What you really own. All your funds and folios in one view, including old schemes you may have forgotten.
- Funds doing the same job. Where several funds hold the same stocks, so you are less diversified than you think.
- Your equity, debt and hybrid mix, compared with your risk profile and time horizon.
- Lump sum or SWP next steps, if you have new money to invest or need regular income.
- Whether we are the right fit. No obligation to invest.
Easiest way to share: your Consolidated Account Statement (CAS) from CAMS or KFintech, or simply a list of your funds.
Book a 30-min portfolio callSample review
Equity82%
Debt12%
Hybrid / other6%
Funds held14, across 9 fund houses
Funds doing the same job4 found
Last reviewOver 3 years ago
The 10 largest holdings of two large-cap funds
7 of 10 stocks are the same■ shared
Too many funds? Check the overlap
Many investors add a new fund every few years. Over time, several of them end up holding the same large companies. You keep track of 10 or more funds, but your money behaves like three or four.
Dhaval checks which funds overlap and talks you through a simpler, focused portfolio suited to your risk profile.
Check my fund overlapTalk to Dhaval, not an app
Apps make buying funds easy. Knowing what to hold, and staying the course, is easier with one person who knows your portfolio.
Apps and call centres
- A different person, or a chatbot, each time you ask
- You work out overlap and asset mix yourself
- Generic questions instead of a risk profile
- No one reviews your funds with you
With Dhaval
- The same person from your first call, investing since 2003
- Overlap, mix and scattered folios checked for you
- A documented risk profile every scheme must fit
- An annual review, a same-day call back, and meetings in Kandivali or online
Who we work with
Investors with ₹50 lakh or more who want one accountable person looking after their mutual funds.
Bonus or ESOPs
Senior professionals
Bonuses, ESOP proceeds or years of savings you don't have the time to manage yourself.
Retirement corpus
Retirees
A corpus that needs to provide regular income through a systematic withdrawal plan.
How it works
From your first call to a running portfolio, with Dhaval at every step.
1
First call
30-minute portfolio call
Your goals, time horizon and the funds you already hold, reviewed with Dhaval.
You get: a clear view of what you own, what overlaps, and whether we are the right fit.
2
Before investing
Risk profiling
A structured look at how much volatility you can live with, and for how long.
You get: a documented risk profile that every scheme must fit.
3
Set-up
Portfolio set-up
Suitable equity, debt and hybrid schemes, as a lump sum, in stages through STP, or with an SWP.
You get: a portfolio you understand, with the reasoning for each scheme explained.
4
Ongoing
Annual reviews
A review of your portfolio every year, to track progress against your goals and rebalance when needed.
You get: one person who knows your portfolio, year after year.
Turn your corpus into a monthly SWP
Retired, or holding a large lump sum? With a systematic withdrawal plan (SWP), a fixed amount is withdrawn from your mutual fund corpus each month and paid to your bank account, while the rest stays invested. The amount is set to your income needs and risk profile.
Illustration only. Withdrawals depend on market value and are not guaranteed.
Talk to Dhaval about an SWPWhat we help with
Mutual fund investing for large portfolios, handled end to end.
Investing a lump sum
All at once, or in stages through an STP.
Retirement income through SWP
Regular withdrawals sized to your needs.
Goal-based investing
Retirement, children's education or a home.
Bringing holdings together
Scattered folios, brought into one portfolio.
Meet Dhaval in Kandivali, or online
An AMFI-registered Mutual Fund Distributor based in Kandivali West, Mumbai, distributing mutual funds since 2003: more than 23 years. Every client works with Dhaval directly: no call centre, no hand-offs.
Every call and enquiry is handled by Dhaval himself, in English, Hindi, Gujarati, Marathi or Marwari. He has looked after investors through the 2008 crash, the 2020 fall and every cycle in between.
OfficeShop No 43, Veena Santoor Building, Opp. Pawan Dham, Pizza Hut Lane, Mahavir Nagar, Kandivali West, Mumbai 400067. Open in Maps ↗
HoursMonday to Sunday, 10am to 6pm. Meetings at the office by appointment.
Outside MumbaiInvestors in Delhi NCR, Bengaluru and other cities meet Dhaval over video call, and in person when needed.
Call or WhatsApp98200 49862 · WhatsApp
AMFI registration Valid 2 Apr 2026 – 1 Apr 2029
NameDhaval A. Kakkad
ARNARN-51527
EUINE054192
CertificationNISM Series V-A
How Dhaval is paid
Plain disclosure, before you invest.
- No separate fee from you. As a mutual fund distributor, Dhaval receives a commission from the fund house on regular plans.
- It is part of the scheme's expense ratio, which is why regular plans cost slightly more than direct plans.
- You see it in writing. Dhaval shares the commission for each scheme before you invest, and your Consolidated Account Statement shows it every six months.
Common questions
Still unsure? Call Dhaval.
Safety of your money
No. You pay from your own bank account directly to the fund house, and the units are held in your name in your folio with the registrar (CAMS or KFintech). Dhaval never receives or handles your money.
You receive a Consolidated Account Statement (CAS) covering all your mutual funds across fund houses. You can also log in to CAMS, KFintech or the fund house directly at any time.
Yes. Open AMFI's distributor search and type ARN-51527 (or just 51527). It shows Dhaval's name, EUIN and registration validity.
Most open-ended funds can be redeemed on any business day, and the money is credited to your registered bank account within a few working days. ELSS (tax-saving) funds have a 3-year lock-in, and some funds charge an exit load if you redeem early. Dhaval tells you about both before you invest.
Investing ₹50 lakh or more
Yes. We work with investors who have ₹50 lakh or more to invest in mutual funds, as fresh money or an existing portfolio.
Both are common. A lump sum puts all your money to work immediately. A systematic transfer plan (STP) parks it in a debt or liquid fund and moves a fixed amount into equity funds each week or month. Dhaval explains both and helps you choose based on your risk profile and time horizon.
A systematic withdrawal plan (SWP) pays a fixed amount from your mutual fund to your bank account every month, while the rest stays invested. The payout is not guaranteed: how long your corpus lasts depends on market returns and how much you withdraw.
Equity and debt funds are taxed differently, and the rate depends on how long you hold the units. Tax applies only when you redeem or withdraw, not while you stay invested. Dhaval explains the current tax treatment of each option before you invest; for your personal tax position, check with your CA.
Working with Dhaval
No. You can start with fresh money and keep your existing funds where they are. Dhaval looks at your full holdings from your CAS, so that anything you invest through him fits with what you already own.
You don't have to move anything to get a review. If you choose to invest through Dhaval, you get one person who knows your portfolio, a documented risk profile and an annual review. Direct plans bought on apps have no distributor commission; regular plans through Dhaval include it.
As a mutual fund distributor, Dhaval receives commission from fund houses on regular plans. There is no separate fee, and the commission for each scheme is shared with you before you invest.
Yes. Each family member keeps their own folios in their own name, and Dhaval reviews them together so the overall mix makes sense. He also helps you keep nominees and bank details up to date.
Nothing to prepare. If you have it, your Consolidated Account Statement (CAS) from CAMS or KFintech, or a list of your funds, helps Dhaval review your holdings during the call. You can send it on WhatsApp.
Yes, at the Kandivali West office, or by video call, whichever you prefer.
Dhaval calls you back the same day, usually within 4 hours if you enquire during working hours (10am to 6pm, Monday to Sunday), to understand your goals and current investments. There is no obligation to invest.
Get your ₹50 lakh+ portfolio reviewed
A 30-minute call with Dhaval. Same-day call back. No obligation.